Firefighters who joined the FPS 1992 scheme may transition into the FPS 2015 scheme, depending on age and when they joined the scheme. Follow the options below to see how this affects you and what protections you may have.
When were you born?
You are fully protected if you are a member of the 1992 Firefighters’ Pension Scheme (FPS 1992) and, as at 1 April 2012, were aged 45 or over.
It means you will remain in your existing pension scheme and continue to earn rights in the 1992 scheme until you choose to retire. You won’t transfer into the 2015 scheme (FPS 2015).
As you are fully protected, you will see no change in the age that you can retire, or the amount of pension you will get at retirement.
You will transition into the 2015 scheme sometime before March 2022. See table below for your tapering date.
You will have a taper protection date which is personal to you. At the taper date, you will move across to the Firefighters’ Pension Scheme 2015 (FPS 2015). Your existing 1992 scheme pension rights will not transfer with you, and they will remain fully protected in the 1992 scheme. If your taper protection date falls after you choose to retire, you will not move across to the 2015 scheme.
You are unprotected if you are a member of the Firefighters’ Pension Scheme 1992 (FPS 1992) and, as at 1 April 2012, were under the age of 41.
At 1 April 2015, you transitioned across to the Firefighters’ Pension Scheme 2015 (FPS 2015). Your existing 1992 scheme pension rights will not transfer with you, and they will remain fully protected in the 1992 scheme.